COVID-19 (Coronavirus) Information

Because the situation is constantly changing, we will update this site as often as possible.

BUSINESS MICRO GRANT PROGRAM

The City of Macomb and the City of Bushnell is eager to launch this grant program in collaboration with the Department of Commerce and Economic Opportunity (DCEO) through the Local CURE Economic Support Payments Grant Program to reimburse local non-essential business owners for working capital expenses.  The Business Micro Grant Program will reimburse local business owners a portion of working capital expenses that have occurred between March 1, 2020 and December 30, 2020. This will assist business owners in their efforts to keep their businesses viable despite business interruption losses due to COVID-19.

WHO IS ELIGIBLE?  All non-essential businesses within the City of Bushnell and the City of Macomb following all relevant laws, regulations, and guidelines, including those pertaining to COVID-19 mitigation, are eligible. Non-essential business are those businesses not declared essential in Governor Pritzker’s Executive Order 2020-30 (COVID-19 Executive Order No. 30): https://www2.illinois.gov/Pages/Executive-Orders/ExecutiveOrder2020-32.aspx. See General Eligibility for additional conditions.

WHAT ARE TYPICAL ELIGIBLE EXPENSES?  All working capital expenses are eligible between March 1, 2020 and December 20, 2020 – these could include payroll, rent, inventory, utilities, and more. The narrative should explain how items included were needed because of the business interruption caused by COVID-19.

WHAT ARE YOUR OBLIGATIONS?  Business owners must complete the project application and certification. If the application is approved, the owners must adhere to the items and uses specified in the application. Applicants must also adhere to all federal, state, and local regulations. While the City understands and acknowledges the challenges related to COVID-19 facing business owners, these funds originate from the federal and state government and business owners receiving these funds must adhere to all COVID-19 mitigation regulations.

WHO REVIEWS/APPROVES PROJECT APPLICATIONS?  Kim Pierce (representing the Bushnell Economic Development Corporation) with the oversight of the City of Bushnell and John Bannon with the oversight of the City of Macomb will publish program guidelines, work with applicants to ensure properties are eligible, and verify applications are complete. Completed applications will be reviewed by an economic development committee to expedite the process and ensure a quick turnaround time for applicants.

WHEN DO YOU APPLY?  Now! Applications will be accepted through January 06, 2021 no later than the end of the business day (4PM).  No late applications will be accepted.

Where has the money come from? The federal government (U.S. Department of the Treasury) originally contributed stimulus funds through the CARES program and the State of Illinois has passed these funds through the Department of Commerce and Economic Opportunity’s Local CURE Economic Support Payments Grant Program to the City of Bushnell and the City of Macomb.

Download the application here:
City of Bushnell, IL Micro Grant Program Application
City of Macomb Micro Grant Program Application

         

TIER 3 RESURGENCE MITIGATIONS

COVID-19 Mitigation Plan— McDonough County is in region 2.

With a new wave of COVID-19 surging across the state of Illinois and the nation, the state is committed to listening to public health experts and following the science to keep people safe. Tier 3 builds on the Resurgence Mitigation Plan first released in July to suppress the spread of the virus and ensure our hospitals do not become overrun. This new tier aims to limit gatherings and encourages people to stay home to the greatest extent possible, while permitting some industries to remain open at significantly reduced capacities with proper safety measures in place. All detailed Phase 4 operational guidance remains in effect. Where Phase 4 guidance and Tier 3 Mitigations imply different standards, the more restrictive Tier 3 Mitigations will apply. School districts and local officials should follow extensive guidance released by IDPH and ISBE in August and make decisions related to in-person and remote learning at the local level, based on the unique needs of their communities. Child care facilities may continue to operate subject tDCFS guidelines.

With COVID-19 spread now exponential in every region of the state, our statewide positivity rate at record highs and hospitalizations already surpassing our Spring peak, all 11 regions will move into Tier 3 effective November 20, 2020 at 12:01am. The new mitigation requirements to combat the surge of COVID-19 across Illinois are as follows:

Retail (including service counters)
  • Operate at no more than 25% capacity, including general merchandise stores, “big box” stores that offer groceries and pharmacy, and convenience stores
  • Grocery stores and pharmacies may operate at up to 50% capacity
  • Encourage delivery or curbside pickup options wherever possible
  • When in-store shopping is necessary, promote efficient trips and consistent circulation
 
Personal Care Service
  • Operate at lesser of 25 clients or 25% capacity
  • Face coverings must be worn at all times by clients and service providers
  • Suspend services where a face covering cannot be worn (e.g. facials, beard trims)
  • Physical, occupational and massage therapy allowed as deemed necessary by a medical provider, but appointments must be spaced by a minimum of 15 minutes and facilities should take steps to sanitize and circulate clean air through service rooms before and after each service
  • Virtual consultations recommended
Health and Fitness Centers
  • Operate at no more than 25% capacity
  • No indoor group classes
  • Face coverings must be worn at all times, including while engaged in individual exercise regardless of person or machine spacing
  • Reservations required
  • Locker room areas should be closed
Hotels
  • Hotel room occupancy should be limited to registered guests only, with the maximum allowance being the number of individuals permissible per existing fire code for each applicable guest room
  • Fitness centers should be closed, or operated only on a reservation model, with capacity limited to 25% of the maximum occupancy for the room.
  • Grab and go food allowed
  • Event and meeting space closed
Manufacturing
  • Additional COVID training for all employees required even if previous training occurred
  • Operators should coordinate with IDPH to implement testing protocols and contact tracing, upon request, consistent with available testing supplies
  • All employees must wear face coverings at all times unless eating or drinking. Exemptions only for safety purposes.
  • Only manufacturing staff and key personnel allowed in facilities. Non-production employees must work remotely. Non-essential staff and visitors are not permitted. Exemptions only for critical equipment repairs, supply deliveries and safety reasons (“critical visitors”).
  • All critical visitors must have an Employee Health and Safety (EHS)-approved risk-assessment done in advance, including travel history, tracking, and temperature check prior to entrance.
  • Implement additional workstation realignment when feasible
  • Stagger and space shifts, and designate shift entrances and exits (when possible) to minimize interactions of employees across unique shift groupings
  • Station sanitation required at beginning and ending of shifts
  • Operators must suspend covid-related incentive pay and promote staying home when sick or showing symptoms
  • Implement temporary leave policies to accommodate workers who are sick
  • Develop and implement safety protocols for employee travel vans to promote spacing, require face coverings, temperature checks, air circulation, and vehicle sanitization
Bars and Restaurants
  • All bars and restaurants close at 11pm and may reopen no earlier than 6am the following day
  • No indoor service
  • All bar and restaurant patrons should be seated at tables outside
  • No ordering, seating, or congregating at bar (bar stools should be removed)
  • Tables should be 6 feet apart
  • No standing or congregating outdoors while waiting for a table or exiting
  • No dancing or standing indoors
  • No tables exceeding 6 people
  • Reservations required for each party
  • No seating of multiple parties at one table
  • Indoor gaming terminals must suspend operations
  • Includes private clubs and country clubs
Meetings, social events and gatherings (including weddings, potlucks, etc.)
  • Limit in home gatherings to household members
  • Meeting rooms, banquet centers, private party rooms, private clubs and country clubs may not host gatherings
  • No party buses
  • Funerals are limited to 10 family members of the decedents, not including staff, see IDPH guidance
Office
  • All employees who can work remotely should work remotely
Organized group recreational activities (sports, indoor sports and activity facilities, etc.)
  • Pause all indoor group sporting and recreational activities including youth and adult recreational sports, individual training may remain (with facility reservation)
  • Includes park districts and travel leagues
  • Outdoor sports and recreation allowed
  • Participant groups and practices outdoors limited to 10 persons or less with social distancing
  • Face coverings required for all activities at all times
  • Locker rooms should be closed
Indoor recreation, theaters, cultural Institutions (e.g. casinos, bowling, arcades, movie theaters, museums and zoos)
  • Gaming and casinos close
  • Indoor recreation centers, including theaters, performing arts centers and indoor museums and amusement centers close
  • Live streaming of performances encouraged with social distancing of performers and minimum operational staff
  • Outdoor activities allowed at 25% capacity or less
  • Outdoor group activities limited to 10 persons or less, participants/guests must wear face coverings at all times
  • Reservations required for each guest for outdoor activities

The provisions above apply to industries/sectors with Restore Illinois Phase 4 guidance or other mitigations. Other functions (i.e. infrastructure, governments, logistics and warehousing etc.) that previously have not been subject to specific guidance may continue regular operations but are encouraged to voluntarily take proactive steps to support new mitigation strategy wherever possible. In these areas, customer serving functions should be limited to 25 percent capacity, aligned with Retail mitigations, and maximize work from home wherever possible.

IDPH will continue to track the positivity rates and hospital capacity metrics in regions over a 14-day monitoring period to determine if mitigations can be relaxed, if additional mitigations are required, or if current mitigation should remain in place. In order for a region to move back to Tier 2 mitigations, a region must experience less than 12 percent test positivity rate for three consecutive days AND greater than 20 percent available intensive care unit (ICU) and hospital bed availability AND declining COVID hospitalizations in 7 out of the last 10 days.

Follow the latest regional metrics at: https://dph.illinois.gov/regionmetrics.

For more information on guidance for businesses and frequently asked questions (FAQ) please visit the FAQ on DCEO’s website.

Mitigations will be applied on a regional basis based on the Emergency Medical Services (EMS) Regions that have traditionally guided IDPH in its statewide public health work. Expanding to 11 regions allows for a more granular approach in this phase of the response to COVID-19. The regions follow county lines to account for counties that are in more than one region of the EMS system. The regions are as follows:
  • 1. NORTH: Boone, Carroll, DeKalb, Jo Daviess, Lee, Ogle, Stephenson, Whiteside, Winnebago
  • 2. NORTH-CENTRAL: Bureau, Fulton, Grundy, Henderson, Henry, Kendall, Knox, La Salle, Livingston, Marshall, McDonough, McLean, Mercer, Peoria, Putnam, Rock Island, Stark, Tazewell, Warren, Woodford
  • 3. WEST-CENTRAL: Adams, Brown, Calhoun, Cass, Christian, Greene, Hancock, Jersey, Logan, Macoupin, Mason, Mason, Menard, Montgomery, Morgan, Pike, Sangamon, Schuyler, Scott
  • 4. METRO EAST: Bond, Clinton, Madison, Monroe, Randolph, St. Clair, Washington
  • 5. SOUTHERN: Alexander, Edwards, Franklin, Gallatin, Hamilton, Hardin, Jackson, Jefferson, Johnson, Marion, Massac, Perry, Pope, Pulaski, Saline, Union, Wabash, Wayne, White, Williamson
  • 6. EAST-CENTRAL: Champaign, Clark, Clay, Coles, Crawford, Cumberland, De Witt, Douglas, Edgar, Effingham, Fayette, Ford, Iroquois, Jasper, Lawrence, Macon, Moultrie, Piatt, Richland, Shelby, Vermillion
  • 7. SOUTH SUBURBAN: Kankakee, Will
  • 8. WEST SUBURBAN: DuPage, Kane
  • 9. NORTH SUBURBAN: Lake, McHenry
  • 10. SUBURBAN COOK: Suburban Cook
  • 11. CHICAGO: City of Chicago
Map of Illinois regions.

For more information, check out: 
https://coronavirus.illinois.gov/s/restore-illinois-mitigation-plan

 

OVER $300 MILLION FOR RENT AND MORTGAGE RELIEFE FOR HOUSEHOLDS IMPACTED BY COVID-19

Emergency Rental Assistance Program

With applications now available, the Emergency Rental Assistance Program (ERA) will support Illinois tenants unable to pay their rent due to a COVID-19-related loss of income. Tenants whose applications are approved will receive one-time grants of $5,000 paid directly to their landlords to cover missed rent payments beginning March 2020 and prepay payments through December 2020, or until the $5,000 is exhausted, whichever comes first. The assistance will be in the form of a grant and repayment will not be required. Applications for ERA will be accepted August 10th through August 21st. Due to anticipated high volume, the application window may close early. IHDA will use a third-party entity to select a pool of applications to be reviewed for eligibility. Apply online at: era.ihda.org.

Tenant Eligibility:

  • Household income before March 1, 2020 was at or below 80 percent of the Area Median Income;
  • An adult member of the household must have had a loss of income due to the COVID-19 crisis on or after March 1, 2020; and
  • Household has an unpaid rent balance that began on or after March 1, 2020.

Emergency Mortgage Assistance Program

Available August 24, 2020, the Emergency Mortgage Assistance Program (EMA) will assist homeowners who have experienced a COVID-19-related loss of income resulting in past due mortgage balances starting March 2020. Approved applicants will receive up to $15,000 paid directly to their mortgage servicer. Assistance will cover the homeowner’s past due or forbearance balance and their regular mortgage payments through December 30, 2020, or until the funding is exhausted, whichever comes first. Payments may include all escrowed first mortgage expenses including property taxes, insurance and certain fees. The assistance will be in the form of a grant and repayment will not be required. Applications for EMA will be accepted from August 24th through September 4th. Due to anticipated high volume, the application window may close early. IHDA will use a third-party entity to select a pool of applications to be reviewed for eligibility. Apply online at: ema.ihda.org.

Homeowner Eligibility:

  • Household adjusted gross income from 2019 Tax Return was at or below 120 percent of the Area Median Income;
  • An adult member of the household has had a loss of income due to the COVID-19 crisis on or after March 1, 2020;
  • Homeowner’s mortgage was current as of February 29, 2020;
  • The mortgage is past due or in forbearance.

BUSINESS INTERRUPTION GRANTS PROGRAM (BIG) 

The Department of Commerce and Economic Opportunity (DCEO) will launch the first round of Business Interruption Grants (BIG) by providing $60 million to businesses experiencing losses or business interruption as a result of COVID-19 related closures. The BIG Program is available for up to 3,500 businesses that experienced a limited ability to operate due to COVID-19 related closures. DCEO will begin distributing funds to qualifying businesses in early July. The total program funding will amount to at least $540 million in grants for small businesses, $270 of which has been set aside for childcare providers and is funded by the CARES Act.

In the first wave of grants, priority will be given to small businesses that have been heavily restricted or completely shut down during the pandemic and are located in DIAs. Businesses eligible for the program must have experienced extreme hardship, demonstrated by eligible costs or losses in excess of the grant amount, since March and may continue to face depressed revenues or closure. Businesses must also have been in operation for at least three months prior to March 2020. An emphasis will also be placed on those businesses that are located in areas that have experienced recent property damage due to civil unrest, exacerbating the economic impacts of COVID-19.

Specifically, the program includes support for:

  • Businesses in DIAs – $20 million for businesses that are located in a subset of DIAs that have recently experienced significant property damage, providing 1,000 grants of $20,000 each

  • Bars and Restaurants – $20 million for bars and restaurants unable to offer outside service, providing 1,000 grants of up to $20,000

  • Barbershops and Salons – $10 million for barbershops and salons, providing 1,000 grants of $10,000 each

  • Gyms and Fitness Centers – $10 million for gyms and fitness centers that have lost significant revenue due to COVID-19, providing 500 grants of $20,000 each

Businesses must have been in operation for at least three months prior to March 2020 and must meet specific annual revenue criteria outlined in document below.

WHEN AND WHERE TO APPLY: DCEO will begin accepting applications on June 26th. The application submission portal will be posted on this webpage. Until the 26th, DCEO is posting the application questions and required documents for businesses and business support organizations to read, review and prepare.

DISPROPORTIONATELY IMPACTED AREAS
The map (click here and scroll down) shows all disproportionately impacted areas for the Business Interruption Grant program. To determine whether or not you are located in a DIA, enter your address in the search box.

Note that for this first round of BIG funds, businesses located in a subset of DIAs where there has been recent property damage due to civil unrest will be eligible for specific grant funds. The zip codes eligible for this specific subset of funding are found here.

FUTURE BIG ASSISTANCE
This $60 million funding round represents only the first wave of the BIG program, which in total will amount to at least $540 million in grants for small businesses, $270 million of which has been set aside for childcare providers. For the remaining BIG funding, DCEO will issue a NOFO at a later date to seek qualified partner(s) in assisting with administering future phases of the BIG program to small businesses. Check back here for the latest updates on BIG grant availability.

https://www2.illinois.gov/dceo/SmallBizAssistance/Pages/C19DisadvantagedBusGrants.aspx

PAYCHECK PROTECTION PROGRAM (PPP)  FORGIVENESS

The Illinois Department of Financial and Professional Regulation has announced that recordings of two webinars hosted last week to help businesses and lenders with the federal Paycheck Protection Program (PPP) Loan Forgiveness Applications are available to anyone who missed the sessions but may still require assistance. 

The first webinar is for businesses and the steps they need to take to complete their loan forgiveness applications. The second webinar (for lenders), detailed the process in how those loan forgiveness applications should be reviewed. 

The Paycheck Protection Program is a forgivable small business loan program administered by the SBA. The program is designed to assist small businesses impacted by the COVID-19 Pandemic to keep their workers on the payroll. Over $125 billion in PPP funds are still available. Eligible small businesses include sole proprietorships, independent contractors, and the self-employed. 

Watch the business webinar here -click “watch on web” then click “join anonymously”   

Watch the lenders webinar here

Instructions for the PPP EZ Loan Forgiveness Application

Paycheck Protection Program EZ Loan Forgiveness Application Form 3508EZ

Additional resources from the Small Business Administration (SBA) regarding the Paycheck Protection Program may also be found here or by visiting one of the 35 SBA resource partners in Illinois  

 

PHASE 4: REVITALIZATION

Phase 4 allows for the safe reopening or expansion of several key business segments – such as health and fitness, movies and theater, museums and zoos, as well as indoor dining at restaurants. Phase 4 also allows for expanded gathering sizes, increasing from 10 to 50 people (or fewer).  During Phase 4, common public health standards remain in effect; including the use of face coverings and social distancing. 

Industry-specific guidelines may vary but are designed to help employers, workers and residents feel safe in transitioning to the next phase of reopening the state. All industries should continue to conduct regular cleanings, employee health screenings upon entry and mid-shift, and allow employees who can continue working from home to do so.  

Click HERE for the Governor’s complete press release.

See an overview of the Phase 4 changes here.

See Phase 4 industry specific guidlines here. 

 

CHECKLIST FOR RE-OPENING

Effective May 29, 2020: The Recovery Phase of the Restore Illinois public health approach to reopening the Illinois economy includes returning people to work, businesses reopening and group gatherings of 10 or fewer. We must all continue to social distance, frequently wash our hands and cover our faces to maintain progress in overcoming COVID-19.

Reopening Guidance For…

RESTORE ILLINOIS

Now that Illinois is bending the curve, it is vitally important that we follow a safe and deliberate path forward to get our Illinois economy moving. This five-phased plan will reopen our state, guided by health metrics and with distinct business, education, and recreation activities characterizing each phase. This is an initial framework that will likely be updated as research and science develop and as the potential for treatments or vaccines is realized.

ILLINOIS DEPARTMENT OF EMPLOYMENT SECURITY 

Unemployment benefits may be available to some individuals whose unemployment is attributed to COVID-19. IDES recently adopted emergency rules to try to make the unemployment insurance system as responsive to the current situation as possible.

U.S. DEPARTMENT OF LABOR

The U.S. Department of Labor has resources to help workers and employers prepare for the COVID-19 virus.  Resources include: